The key to answering the questions, “Where am I?”, “Where am I going?” and “How will I get there?” are answered by creating a financial plan. That is what we do.
Our financial planning process helps you with with your planning process. It allows you to understand a realistic view of your financial future with steps to follow to avoid pitfalls and help work towards your success.
Financial planning starts with a face to face to meeting (usually in person but sometimes by video). This is a casual event designed to give you a chance to meet us and learn about our firm. It also allows us to get to know you, and your hopes, dreams, and fears so we can determine if we can bring value to your situation. Then, if it makes sense for us to continue the conversation together, we will send you a written summary of our meeting, including a detailed proposal outlining exactly what we will provide you in your customized financial plan, as well as the cost for the engagement.
If, after reading our proposal, you decide to proceed, we’ll send you a formal engagement agreement to sign. And then the fun begins…..
The first step consists of us getting to know all the pieces of your financial life, including looking at account statements and understanding your income, expenses, and savings routines. Using our sophisticated and robust software, we will start to construct a plan that will be used to map out your financial future. Once we can see the full picture, we will put our decades of financial planning experience to work to come up with strategies to get you to where you want to go.
At that point, we will prepare a comprehensive but easy to follow plan which we will then walk through together, making sure that you are comfortable with all the pieces, that you understand how everything fits together, and the potential outcomes of the projections. In addition to assessing where you are now, where you need to go, and laying out a plan for getting there, we’ll also add strategies and suggestions for protective actions you can take to avoid any surprises that life may throw at you.
After our work together is done, you will have access to our web-based financial organization tool, which will allow you to see and organize all your financial information in one place, and to run supplementary reports whenever you’d like. You will also have access to a secure cloud-based storage vault for keeping important documents and files.
After going through the financial planning process, many clients then go on to work with us in on ongoing way, which allows for continued long-term support and planning together.
We’re always happy to have an initial complementary meeting about our financial planning process - come have a conversation and decide if we can help you answer the important questions in life.