Personal Retirement Savings

Tax Deductible Savings

We can help you set up tax favored savings accounts such as IRA and Roth IRA accounts.

Rollovers from Employer Retirement Plans

We can help explain and analyze your options regarding your employer-based retirement plans.

Employer Retirement Plans

Employer Retirement Plans

We can help small business owners set up and maintain highly advantageous plans.

Save from $250 to $62,000 per year, fully tax deductible!

  • Keogh Plans
  • Solo 401(k) Plans
  • SEP-IRA Plans
  • SAR-SEP Plans
  • SIMPLE-IRA Plans

Retirement Plans for Companies

We can help larger employers determine an effective type of plan for your company, help select the administration for the plan and provide ongoing support and employee education.

  • 401(k) Plans
  • Roth 401(k) Plans
  • Safe Harbor Plans
  • Profit Sharing Plans
  • New Comparability Plans
  • Defined Benefit Plans

Retirement Planning for Teachers

With over thirty years of experience, we can help teachers coordinate their state teacher's pension with a personal 403(b) Tax Sheltered Account.

  • Selection of a 403(b) Provider
  • Massachusetts State Teacher's Pension System
  • Finding the appropriate investment mix for the account
  • Arranging transfer of other 403(b) and IRA accounts into a single consolidated account
  • Helping to arrange for maximum income tax reduction

Public School Teachers enjoy unique advantages for retirement planning that require knowledge of the pension system and the tax code.

We understand the extraordinary benefits that can be provided by the State or County Teachers Retirement System.

We also understand that action taken now, while working, can enhance and improve the potential for future financial security.

Talk To Us Before Selecting Your Retirement Option

Changes in the Massachusetts Teacher's Retirement System make Option C a very compelling choice for married teachers. Selecting Option A and providing for a survivor benefit by other means is now more difficult to achieve.