Where am I?

How do I know if I’m saving enough? How much should I have in my emergency fund? What’s the best way to pay down my credit card debt or student loans? How do I check my credit score? Which budgeting tools should I use? 

Planning for the short term is easier than planning for the long term – strategic short-term moves can help free you up to plan for the future.

Where am I going?

What is the best strategy to get rid of my student loans? Should I rent or own? How can I pick the right investments? How do I know how much to withhold for taxes? What health plan is right for me?  Should I contribute to a Health Savings Account (HSA) or a Flexible Spending Account (FSA)? 

It’s hard to know where to start. A good financial advisor can point you in the right direction.


How will I get there?

Should I do pre-tax or Roth in my retirement plan at work? How much will we need to put down for a house? How much should I be saving for retirement or college? Should I pay off student loans or contribute to my 401(k) plan?  What’s the difference between stocks and mutual funds? 

When you’re on your way to saving and investing, we can provide guidance and direction.

How do I protect my plan?

Do I need life insurance? What about a will? How much renter’s or homeowner’s insurance should I have? Do I need liability coverage? Should I consider disability insurance?  What’s the difference between group insurance and personal insurance?

Insurance is a transfer of risk from you to an insurance company.  Not everyone needs insurance or other protection – find out if this applies to you.